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House America Foundation is a nonprofit organization with a mission to provide American families with affordable housing and a pathway to home ownership. As a result of the 2008 financial crisis, most hard-working Americans are no longer eligible for home loans from banks and other traditional lending institutions. Many struggling families do not have the good credit scores, stable incomes, and substantial down payments required by these traditional lenders. In fact, some sources estimate that 80% of potential homebuyers cannot qualify for traditional financing. This situation is unacceptable. It is time for individuals in local communities throughout this country to solve this problem.

House America Foundation strongly believes that home ownership is a fundamental part of the American Dream. Home ownership is crucial for maintaining a thriving middle class in our economy. Without it, our economy cannot grow and everyone’s standard of living will be reduced. Many of today’s societal problems, such as crime, drug addition, divorce, animal abuse, and poverty, can be reduced substantially if our communities are made up of happy families with the pride of home ownership. Our programs empower families, regardless of past financial problems, to work with our trained entrepreneurs towards the goal of home ownership and financial stability.

To attain our goals, House America Foundation creates rent-to-own programs for qualifying tenant/owners and works with these candidates to improve their financial literacy and financial stability so they can successfully transition from tenant to homeowner. No one is turned away because of bad credit or past financial issues. Our tenant/owners get to make a fresh start and leave the past behind. Many of our candidates are former homeowners who lost their homes to foreclosure and are rebuilding their lives after such a traumatic event.

To spread this mission throughout the whole country, House America Foundation sponsors education, support, and mentorship programs for entrepreneurs, investors and landlords on ways to offer our rent-to-own programs to candidates in their communities, thereby creating a nationwide movement to grow renters into home owners. This allows investors to make a safe, reasonable return on their investment while giving back to their communities. We strongly believe that the private sector, and not the government, is the solution to this problem. Our goal is to educate thousands of entrepreneurs throughout the United States on how to turn renters into homeowners, without relying on banks or government financing.

House America Foundation is looking for supporters who share our vision and want to be part of our movement. Let’s work together to rebuild our neighborhoods with families living The American Dream.

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